About Meghan Edwards

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So far Meghan Edwards has created 14 blog entries.

Hit Your Stretch Goals In 2023 With Automated, In House Financing

By |2023-01-10T10:20:54-05:00January 10th, 2023|Uncategorized|

Businesses large and small understand the value of offering customers a low monthly payment for their products or services as opposed to a lump sum at the point of sale. It’s why savvy business owners turn to financing. Whether the consumer has prime, near-prime, or sub-prime credit, the appeal of stretching out payments, especially [...]


By |2022-09-29T14:23:58-04:00September 29th, 2022|Uncategorized|

I often get asked whether rising interest rates or economic downturns negatively affect our lending. It’s a good question and one that, logically, you would think would negatively affect consumer lending. As the Federal Reserve pushes up the fed funds rate, thus increasing short term (and longer maturity) treasury yields, the cost of borrowing for [...]

Leveraging Buy-Now-Pay-Later in the Today’s Educational Climate

By |2022-07-18T14:42:05-04:00July 18th, 2022|Uncategorized|

The Buy-Now-Pay-Later trend is growing explosively, providing merchants with alternative financing options in an unsure economy - and its numbers are expected to continue to climb. According to a Motley Fool study, 56% of millennials are using a buy-now-pay-later (BNPL) method for both online and instore shopping. Over half of those surveyed who had not [...]

How to Pay for a Home Renovation Project

By |2022-04-28T09:50:52-04:00April 28th, 2022|Uncategorized|

What’s Your Budget? A home improvement project can be tricky as far as figuring out the best way to pay. But a starting point is the cost of the project. You must first determine how much you can easily afford to pay out of pocket with cash, or monthly with financing. Some questions that [...]

Guaranteed Ways to Raise Your Credit Score

By |2021-12-17T20:06:50-05:00December 17th, 2021|Uncategorized|

Did you know that taking out a personal loan can actually improve your credit score? While there are many components which go into the secret sauce of credit and credit worthiness, your credit mixture can have an effect on overall credit health. An installment loan could be a great addition to your revolving lines [...]

What To Do About Elective Medical Sticker Shock

By |2021-11-16T11:48:56-05:00November 16th, 2021|Uncategorized|

Dreading the dentist? You are not alone. Since the pandemic, more Americans than ever have neglected their usual cleanings and checkups. But a fear of COVID-19 isn’t the only thing that’s kept them at bay- dental work can be costly, and most dental insurance is limited. Paying for the necessary care can be more [...]

Average Personal Loan Rates and What to Expect

By |2021-10-07T13:01:01-04:00October 7th, 2021|Uncategorized|

According to bankrate.com, the national outstanding personal loan debt surpassed 323 billion this time last year. Personal loans have boomed over the past few years, with more and more consumers opting for an installment loan over credit card payments. The reasons are two part:1.) For consumers with good credit, 720 and above, personal loan rates can [...]

Explained: The Mystery Behind Lender Rates and Approvals

By |2021-09-20T11:02:33-04:00September 20th, 2021|Uncategorized|

Lender rates and approvals are not always what we expect. We spend months, even years, focusing on improving our credit scores. But when the time comes to take out an additional line of credit for a personal loan, the offers (or lack thereof) staring back at us might raise a question: “Why didn’t I qualify [...]

Now, businesses can legally eliminate the cost of interchange

By |2021-08-18T12:51:32-04:00August 18th, 2021|Uncategorized|

Remember when airlines first began adding baggage fees?  At first, it seemed incredulous that an airline would charge loyal customers for what had once been a free service. Then it became common practice. Consumers came to expect it, just as they came to expect their seat size to shrink and their in-flight snacks to disappear [...]

Don’t Be Fooled By The 0% Offer

By |2021-07-23T14:00:47-04:00July 23rd, 2021|Uncategorized|

Why do merchants offer financing to consumers that scream 0% Interest in big bold letters? Well, there are two primary reasons that explain it:Prime credit consumers have come to expect “free” money and to pay-over-time for a large purchase, andMerchants feel that this type of offer catches a consumer’s attention and makes them a more [...]

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