Why do merchants offer financing to consumers that scream 0% Interest in big bold letters? Well, there are two primary reasons that explain it:Prime credit consumers have come to expect “free” money and to pay-over-time for a large purchase, andMerchants feel that this type of offer catches a consumer’s attention and makes them a more [...]
This week, SweetPay released its latest solution, SweetPay Installments, to new and existing SweetPay members. SweetPay Installments was built from a pre-existing partnership with IGW, a Rocket Loan affiliate, to integrate their services directly into SweetPay’s digital lending platform. The goal in mind? To create even more options for consumers to be able to [...]
What do many consumers' financial situations look like? Simply put, paycheck to paycheck. This standard of stressful finances often go hand in hand with having fair or even poor credit. A 2019 Experian Credit Review reflected 18% of consumers having just “fair” credit and 16% of consumers having “very poor” credit -- a FICO [...]
Any pet owner will tell you that their critter adds infinite value to their lives. Keeping their pets comfortable and healthy is a top priority whether they creep, wag, swim or slither. Unexpected vet expenses, however, can become a source of stress, and that’s on top of the standard $1400-4300 annual expense in owning [...]
The coronavirus shook the world in 2020, its ripples undulating over into the new year and beyond. Today’s pandemic state is temporary, but one that has permanently altered the way we live, work and do business. That includes the way that we save, spend, and source money. A recent survey of US consumers found [...]
