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Personal Loan Marketplace Study

Key takeaways from a personal loan marketplace study Supermoney put out a detailed and well discussed state of the personal loan marketplace.  Key take-aways from the study are as follows: The consumer lending market is a favorite source of credit for millions of consumers and it’s growing. Household expenses, debt consolidation, and medical expenses are [...]

By | 2018-02-06T13:15:52+00:00 February 12th, 2018|Uncategorized|0 Comments

Do You Offer POT?

  It’s not easy being a business selling big-ticket goods and/or services. Wouldn’t it be great if every customer paid cash for their purchases? Or at least had room on a credit card to swipe and be done? But, that is not how many consumers like to purchase things that cost several thousand dollars. They [...]

By | 2018-02-06T13:15:37+00:00 February 6th, 2018|Uncategorized|0 Comments

Why are chain stores so big? It’s not just about economies of scale.

When you look at chain retail stores, those with more than a few locations spread out over different geographies, that sell “big-ticket” goods – jewelry, furniture, etc. – they have something in common you don’t typically think of. Yes, they can have similarities in advertising and marketing, purchasing, sales floor operation, and even online presence. [...]

By | 2018-02-06T15:02:11+00:00 January 24th, 2018|Uncategorized|0 Comments

In business, it’s called SAAS. In everyday life, it’s called financing!

If you haven’t heard of the term software-as-a-service, or SAAS, I’m certain you have used a SAAS product either at work or home. Most businesses now employ SAAS applications for all types of business functions – from customer relationship management (heard of Salesforce.com?), to accounting (Quickbooks comes to mind), to graphic design (think Adobe). Even [...]

By | 2018-01-09T09:59:53+00:00 January 10th, 2018|Uncategorized|0 Comments

The Interest Rate Dilemma

Consumer credit makes the world go-round. Fair Issac Corporation founded this thing called FICO that we all have come to know and love (or hate!) It’s basically a score derived from variables off an individual’s credit report that measures their credit risk. A FICO score can range from 300 to 850, although someone with a [...]

By | 2018-01-03T09:50:14+00:00 December 29th, 2017|Uncategorized|0 Comments