Direct-to-Consumer Financing
Direct-to-Consumer Financing
Innovative Financing for General Retailers, Practices, and Contractors
SweetPay Direct-to-Merchant is a game-changing consumer financing program. As an industry leader in point-of-sale consumer financing SweetPay combines credit prequalification, true 0% interest, and financing options across credit tiers in a single application process at a merchant-friendly price point.
Multi-credit consumer financing for any business
Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!
Multi-credit consumer financing for any business
Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!


Consumer driven
SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.
White labeled application with merchant notifications
API integration to our lending options for consumer-facing platforms that will drive the application
Robust data portal with dashboard and full-featured reporting
SweetPay Assist team helps your customers through their loan process

Consumer driven
SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.
White labeled application with merchant notifications
API integration to our lending options for consumer-facing platforms that will drive the application
Robust data portal with dashboard and full-featured reporting
SweetPay Assist team helps your customers through their loan process
Credit inclusive
Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.
Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized
Smart filtering ensures your applicant is a good match for available lending options
With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded
Unlike loan marketplaces, our lenders won’t continually spam your customers

Credit inclusive
Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.
Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized
Smart filtering ensures your applicant is a good match for available lending options
With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded
Unlike loan marketplaces, our lenders won’t continually spam your customers
