Direct-to-Consumer Financing

Direct-to-Consumer Financing

Innovative Financing for General Retailers, Practices, and Contractors

SweetPay Direct-to-Merchant is a game-changing consumer financing program. As an industry leader in point-of-sale consumer financing SweetPay combines credit prequalification, true 0% interest, and financing options across credit tiers in a single application process at a merchant-friendly price point.

Multi-credit consumer financing for any business

Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!

Multi-credit consumer financing for any business

Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!

SweetPay App on Phone
Loan offer woman

Consumer driven

SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.

  • White labeled application with merchant notifications

  • API integration to our lending options for consumer-facing platforms that will drive the application

  • Robust data portal with dashboard and full-featured reporting

  • SweetPay Assist team helps your customers through their loan process

Loan offer woman

Consumer driven

SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.

  • White labeled application with merchant notifications

  • API integration to our lending options for consumer-facing platforms that will drive the application

  • Robust data portal with dashboard and full-featured reporting

  • SweetPay Assist team helps your customers through their loan process

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Ready to get started?