Direct-to-Consumer Financing

Direct-to-Consumer Financing

Innovative Financing for General Retailers, Practices, and Contractors

SweetPay Direct-to-Merchant is a game-changing consumer financing program. As an industry leader in point-of-sale consumer financing SweetPay combines credit prequalification, true 0% interest, and financing options across credit tiers in a single application process at a merchant-friendly price point.

Multi-credit consumer financing for any business

Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!

Multi-credit consumer financing for any business

Offering a way for consumers to pay-over-time is crucial to being competitive. But, for many businesses, the options are limited, costly, and can be a hassle. Luckily, SweetPay Direct-to-Consumer Financing is a flexible pay-over-time solution for businesses or any size or longevity!

SweetPay App on Phone
Loan offer woman

Consumer driven

SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.

  • White labeled application with merchant notifications

  • API integration to our lending options for consumer-facing platforms that will drive the application

  • Robust data portal with dashboard and full-featured reporting

  • SweetPay Assist team helps your customers through their loan process

Loan offer woman

Consumer driven

SweetPay’s lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.

  • White labeled application with merchant notifications

  • API integration to our lending options for consumer-facing platforms that will drive the application

  • Robust data portal with dashboard and full-featured reporting

  • SweetPay Assist team helps your customers through their loan process

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Ready to get started?

Trusted

Our lenders are top rated with competitive rates.

Secure

Our application is hosted on a highly secure platform.

Inclusive

Our lenders provide offers for most credit scores.

Easy

Our application process is streamlined with no initial impact on credit.

Trusted

Our lenders are top rated with competitive rates.

Secure

Our application is hosted on a highly secure platform.

Inclusive

Our lenders provide offers for most credit scores.

Easy

Streamlined application with no initial impact on credit.