No More “Gotcha” Financing
Finally! Point-of-sale financing that truly is 0% interest for prime and near prime credits. No more “gotcha” financing, like traditional deferred interest financing programs.
Offer your customer a promotion term of 6, 12, or 18 months at 0% interest. They will get a loan offer of 36 or 60 months (depending on loan size) and, for the promotion period, they will only pay principal payments. Then, after the promotion period, they continue making low monthly payments with accrued interest, at an annual APR of 19.99%, on the outstanding balance for the remainder of the term. Of course, they can pay off early with no penalty.