Why didn’t I get any offers from SweetPay’s lenders?

By |2021-08-02T15:13:37-04:00August 2nd, 2021|

SweetPay has multiple lender affiliates that approve a fairly wide range of credit scores, from prime to subprime.  While your credit score is an important factor for SweetPay lender affiliates when evaluating your credit application, they look at more than just your score to render a credit decision including your existing lines of credit. For [...]

If I complete the loan agreement, how and when do I get my money?

By |2019-09-25T07:48:52-04:00December 20th, 2017|

Should you accept the offer, the lending affiliate who approved you will work directly with you to finalize the loan document and then deposit the funds via ACH directly into your designated account. This is usually done within 24 hours, so you can make arrangements to use your financing at one of SweetPay’s member stores.

Does SweetPay store my personal information?

By |2019-09-25T07:48:32-04:00December 20th, 2017|

SweetPay stores some of your personal information but not your social security number! Your SSN is sent to our lending affiliates for your credit evaluation and never stored in our database. For more information, please refer to our Privacy Policy.

Does using SweetPay affect my credit score?

By |2019-09-25T07:26:16-04:00December 20th, 2017|

To determine if a loan offer will be made to you, SweetPay lending affiliates make a “soft credit pull” that does not initially affect your credit score. If you choose to accept such loan offer, that lending affiliate will then make a “hard credit pull” on your credit report in order to verify information for [...]

Is SweetPay a lender?

By |2019-09-25T07:45:39-04:00December 20th, 2017|

No. SweetPay is a platform that matches personal loan lenders with applicants. SweetPay works with industry-leading lending affiliates who process the SweetPay application and decide whether to make loan offers to SweetPay applicants

What is SweetPay?

By |2019-09-25T07:45:17-04:00December 20th, 2017|

SweetPay is a company built by experienced professionals with years of experience in the consumer finance and technology industry. SweetPay brings consumers, merchants, and financial institutions together to help consumers buy the large ticket products they want and need.

What type of credit score do I need to be qualified for a loan?

By |2019-09-25T07:50:15-04:00July 13th, 2017|

SweetPay has multiple lender affiliates that approve a fairly wide range of credit scores, from prime to subprime.  While your credit score is an important factor for SweetPay lender affiliates when evaluating your credit application, they look at more than just your score to render a credit decision.

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