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A Way to Pay Over Time
At Your Fingertips
SweetPay provides access to competitive loan offers and payment plans from the industry’s top digital lenders. This is done by using our streamlined application. Once you receive offers, you can select the best offer for you and finalize the loan with the lender.
Wondering whether you qualify? There is no affect on your credit score to check for loan offers. Give it a try. It’s quick and easy!
Here’s How A Personal Loan Works:
Apply in seconds
Fill out the SweetPay loan application to receive actual loan offers.
Select your loan offer
Choose the rate that’s best for you, complete the loan terms, and e-sign with the lender.
Funding & purchase
Receive your funds as soon as the next business day via ACH deposit. Complete your purchase with the merchant.
Loans up to $50,000
Our lenders provide loans from $1,000-$50,000, depending on your credit and loan purpose.
Rates from 7.49%
We’ve partnered with the industry’s top rated lenders, ensuring the most competitive rates for most credit tiers.
Terms up to 7 Years
Flexible terms up to 84 months (for larger loans) with no prepayment penalty.
Credit inclusive
Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized
Smart filtering ensures you are a good match for available lending options
With offers for FICO scores from 550 and higher, you will have more opportunities to get funded
Unlike loan marketplaces, our lenders won’t continually spam you
Checking won’t affect your credit score