General Retail Financing

Finally, financing that works for merchants and customers!

With just primary contact information, you can have your customers get pre-approved in just a few minutes!

Now, you both have confidence in how the merchandise can be paid for so that you can focus on what’s most important – selling your customer what they want!

General Retail Financing

No more “gotcha” financing
SweetPay’s groundbreaking TrueZer0 program

Having an effective financing option is crucial to merchants. Why?

1. Customers want (or need) a reasonable monthly payment for large, out-of-pocket expenses.

2. Merchants can secure the sale with financing in a cost-effective and easy way.

No more “gotcha” financing

SweetPay’s groundbreaking TrueZer0 program

Having an effective financing option is crucial to merchants. Why?

Customers want (or need) a reasonable monthly payment for large, out-of-pocket expenses.
Merchants can secure the sale with financing in a cost-effective and easy way.

Program Benefits

Standard rates with no discount starting as low as 5.95%

Terms from 36-60 months for low monthly payments

Simple, all-digital application process completed in minutes

Optimal sub-prime loan options available

How It Works

Customers are quickly prequalified without having to submit sensitive information
If a loan offer is likely, they will roll right over into the application to retrieve the offer instantly
Your customer doesn’t have to have great credit to qualify for one of SweetPay’s lending options
Once stipulations are uploaded and loan details are confirmed, the customer will receive a DocuSign agreement and e-sign
The merchant completes the sale with the customer and the lender will ACHs funds to the merchant in 24-48 hours

Standard rates starting as low as 5.95%

Terms from 36-60 months for low monthly payments

Simple, all-digital application process completed in minutes

Optimal sub-prime loan options available

How It Works

Customers are quickly prequalified without having to submit sensitive information
If a loan offer is likely, they will roll right over into the application to retrieve the offer instantly
Your customer doesn’t have to have great credit to qualify for one of SweetPay’s lending options
Once stipulations are uploaded and loan details are confirmed, the customer will receive a DocuSign agreement and e-sign
The merchant completes the sale with the customer and the lender will ACHs funds to the merchant in 24-48 hours

Trusted

Our lenders are top rated with competitive rates.

Secure

Our application is hosted on a highly secure platform.

Inclusive

Our lenders provide offers for most credit scores.

Easy

Streamlined application with no initial impact on credit.