A Way to Pay Over Time
At Your Fingertips

SweetPay provides access to competitive loan offers and payment plans from the industry’s top digital lenders. This is done by using our streamlined application. Once you receive offers, you can select the best offer for you and finalize the loan with the lender.

Wondering whether you qualify? Anyone can get an offer with SweetPay, so long as you have a bank account. No credit, no problem.

Check your loan options
SweetPay App on Phone

A Way to Pay Over Time
At Your Fingertips

SweetPay provides access to competitive loan offers and payment plans from the industry’s top digital lenders. This is done by using our streamlined application. Once you receive offers, you can select the best offer for you and finalize the loan with the lender.

Wondering whether you qualify? There is no affect on your credit score to check for loan offers. Give it a try. It’s quick and easy!

SweetPay App on Phone

Here’s How A Personal Loan Works:

Apply in seconds

Fill out the SweetPay loan application to receive actual loan offers.

Select your loan offer

Choose the rate that’s best for you, complete the loan terms, and e-sign with the lender.

Funding & purchase

Receive your funds as soon as the next business day via ACH deposit. Complete your purchase with the merchant.

Loans up to $50,000

Our lenders provide loans from $1,000-$50,000, dependent on credit

Rates from 5.99%

We’ve partnered with the industry’s top rated lenders, ensuring the most competitive rates for most credit tiers

Terms up to 7 Years

Flexible terms up to 84 months (for larger loans) with no prepayment penalty

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Here’s How A Personal Loan Works:

Apply in seconds

Fill out the SweetPay loan application to receive actual loan offers.

Select your loan offer

Choose the rate that’s best for you, complete the loan terms, and e-sign with the lender.

Funding & purchase

Receive your funds as soon as the next business day via ACH deposit. Complete your purchase with the merchant.

Loans up to $50,000

Our lenders provide loans from $1,000-$50,000, dependent on credit

Rates from 7.46%

We’ve partnered with the industry’s top rated lenders, ensuring the most competitive rates for most credit tiers

Terms up to 7 Years

Flexible terms up to 84 months (for larger loans) with no prepayment penalty

Credit inclusive

Our lenders are nationally-recognized as the best for unsecured, personal loans and highly capitalized.

  • Our lenders are nationally-recognized as the best for unsecured, personal loans and are highly capitalized

  • Smart filtering ensures your applicant is a good match for available lending options

  • With offers for FICO scores from 550 and higher, your customers will have more opportunities to get funded

  • Unlike loan marketplaces, our lenders won’t continually spam your customers

DTC APR Graphic

Checking won’t affect your credit score