
Innovative Jewelry Financing
– A Cut Above The Rest
JewelUp brings to the jewelry industry a game-changing consumer financing program. Powered by SweetPay, industry leaders in point-of-sale consumer financing, JewelUp offers innovative credit prequalification coupled with true 0% interest financing at a jeweler-friendly price point.


JewelUp brings to the jewelry industry a game-changing consumer financing program. Powered by SweetPay, industry leaders in point-of-sale consumer financing, JewelUp offers innovative credit prequalification coupled with true 0% interest financing at a jeweler-friendly price point.


The Power of Prequal
Empower your customer and staff with the knowledge that a specific loan offer is highly likely while they shop, online or in-store. This will motivate them to shop your store with confidence that they have a pay-over-time method to make a purchase.
Your business can add a QR code to its website, digital ads, and/or print ads to generate prequalification. Your staff is immediately notified with the shopper’s contact information. Reach out and encourage the prequalified shopper into your store.
Also, you can use Prequal in-store. Simply collect basic contact information to run a Prequal so that your customer and staff knows where they stand with financing a purchase.
When ready, your customer can complete the application to get a final approved offer. When they accept the offer, they can finish the loan with you in just a few minutes so that you can finish the sale!

The Power of Prequal
Empower your customer and staff with the knowledge that a specific loan offer is highly likely while they shop, online or in-store. This will motivate them to shop your store with confidence that they have a pay-over-time method to make a purchase.
Your business can add a QR code to its website, digital ads, and/or print ads to generate prequalification. Your staff is immediately notified with the shopper’s contact information. Reach out and encourage the prequalified shopper into your store.
Also, you can use Prequal in-store. Simply collect basic contact information to run a Prequal so that your customer and staff knows where they stand with financing a purchase.
When ready, your customer can complete the application to get a final approved offer. When they accept the offer, they can finish the loan with you in just a few minutes so that you can finish the sale!
No More “Gotcha” Financing
Finally! Point-of-sale financing that truly is 0% interest for prime and near prime credits. No more “gotcha” financing, like traditional deferred interest financing programs.
Offer your customer a promotion term of 6, 12, or 18 months at 0% interest. They will get a loan offer of 36 or 60 months (depending on loan size) and, for the promotion period, they will only pay principal payments. Then, after the promotion period, they continue making low monthly payments with accrued interest, at an annual APR of 19.99%, on the outstanding balance for the remainder of the term. Of course, they can pay off early with no penalty.
Give your customers a financing program they deserve at a price you’ll appreciate!

Inclusivity Accomplished With Our Credit Waterfall
The benefit of multiple lending options covering multiple credit tiers with the simplicity of a single, streamlined application process.

No More “Gotcha” Financing
Finally! Point-of-sale financing that truly is 0% interest for prime and near prime credits. No more “gotcha” financing, like traditional deferred interest financing programs.
Offer your customer a promotion term of 6, 12, or 18 months at 0% interest. They will get a loan offer of 36 or 60 months (depending on loan size) and, for the promotion period, they will only pay principal payments. Then, after the promotion period, they continue making low monthly payments with accrued interest, at an annual APR of 19.99%, on the outstanding balance for the remainder of the term. Of course, they can pay off early with no penalty.
Give your customers a financing program they deserve at a price you’ll appreciate!
Inclusivity Accomplished With Our Credit Waterfall
The benefit of multiple lending options covering multiple credit tiers with the simplicity of a single, streamlined application process.

JewelUp Program Costs
1.) Program set-up and launch fee
There is a one-time fee of $299/store to get you up and running with the JewelUp program
2.) Prequal fees
Put the Prequal link/QR code in all your digital and print marketing. You only pay when a consumer scans and applies, getting the warm lead information immediately to your email inbox. Each month, the first 10 Prequal applications are free. The cost is $0.95 per Prequal application thereafter.
3.) Financing Terms and Costs

JewelUp Program Costs
1.) Program set-up and launch fee.
There is a one-time fee of $299/store to get you up and running with the JewelUp program.
2.) Prequal fees
Put the Prequal link/QR code in all your digital and print marketing. You only pay when a consumer scans and applies, getting the warm lead information immediately to your email inbox. Each month, the first 10 Prequal applications are free. The cost is $0.95 per Prequal application thereafter.
2.) Financing Terms and Costs
