A Way to Pay Over Time
At Your Fingertips

SweetPay provides access to competitive loan offers and payment plans from the industry’s top digital lenders. This is done by using our simple and fast common application. Once you receive offers, you can select the best offer for you and finalize the loan with the lender.

Wondering whether you qualify? Anyone can get an offer with SweetPay, so long as you have a bank account. No credit, no problem.

Check Loan Offers

A Way to Pay Over Time
At Your Fingertips

Wondering whether you qualify? Anyone can get an offer with SweetPay, so long as you have a bank account. No credit, no problem.

Check your loan options

Here’s How a Payment Plan Works:

Apply in just a few minutes

Apply using SweetPay’s standard application. You may receive an offer for a payment plan as opposed to a personal loan. This plan is available to any credit.

Complete the payment plan details

Enter the name and quantity of your product/service you wish to purchase in the product information form. Once the merchant confirms the purchase details, you will receive an email with your payment plan details to e-sign.

Pay your initial payment

Your merchant/provider will request a down payment and SweetPay will collect a service fee before goods/services are remitted.

Down Payment

Once the merchants requested down payment and $59 SweetPay service fee and are paid, you will receive your product or service.

Variable Term Length

Your payment plan term length will be determined by your merchant or provider.

No Credit Required

A payment plan is available to individuals with thin, poor, or no credit and serves as alternative option to a credit based loan.

Here’s How a Payment Plan Works:

Apply in just a few minutes

Apply using SweetPay’s standard application. You may receive an offer for a payment plan as opposed to a personal loan. This plan is available to any credit.

Complete the payment plan details

Once your merchant confirms the product and purchase details, you will receive an email with your payment plan terms and can move forward to e-sign the agreement.

Pay your initial payment

Your initial payment consists of the down payment and account setup fee. You will pay after e-signing to commence the plan.

Interest Rate

Your merchant will offer you a very competitive interest rate during your repayment period.

Variable Term Length

Your payment plan term length will be determined by the purchase price so as to keep the payments as low as possible.

No Credit Required

A payment plan is available to individuals with thin, poor, or no credit and serves as alternative option to a credit based loan.

Questions? Call us at 833-677-9338

Here’s How A Personal Loan Through SweetPay Works:

Apply in seconds

Fill out the SweetPay loan application to receive actual loan offers.

Select your loan offer

Choose the rate that’s best for you, complete the loan terms, and e-sign with the lender.

Funding & purchase

Receive your funds as soon as the next business day via ACH deposit. Complete your purchase with the merchant.

Loans up to $50,000

Our lenders provide loans from $1,000-$50,000, dependent on credit

Rates from 7.46%

We’ve partnered with the industry’s top rated lenders, ensuring the most competitive rates for most credit tiers

Terms up to 5 Years

Flexible terms up to 60 months with no prepayment penalties

Here’s How A Personal Loan Works: