So, your credit score is nothing to write home about and you really need (or want) that large purchase. You can fit a personal loan payment in to your monthly budget, and making timely debt payments helps to improve that credit score, so that you can eventually write home about it! But, you cringe at [...]
You know you need to offer your customers a way to pay over time for that product or service. You also know that offering in-store financing can be a hassle, uncertain, and expensive. In fact, most small businesses who have taken the bold step to offer in-store financing only come to find that it is [...]
Key takeaways from a personal loan marketplace study Supermoney put out a detailed and well discussed state of the personal loan marketplace. Key take-aways from the study are as follows: The consumer lending market is a favorite source of credit for millions of consumers and it’s growing. Household expenses, debt consolidation, and medical expenses are [...]
For those old enough to remember this hilarious sit-com (yes, I’m in that crowd!), will remember how at odds Felix and Oscar were. Lack of trust, disapproval, disgusted with each other, and not wanting to be together best describes the relationship those two had. Well, that kind of sounds exactly how the retail sales associate [...]
When you look at chain retail stores, those with more than a few locations spread out over different geographies, that sell “big-ticket” goods – jewelry, furniture, etc. – they have something in common you don’t typically think of. Yes, they can have similarities in advertising and marketing, purchasing, sales floor operation, and even online presence. [...]
The 3 most important attributes on your credit report Achieving and then maintaining a high credit score is very elusive to many Americans. In fact, a large majority of Americans have less than 750 FICO score and nearly half have a score less than 700. So, why is it so hard to be in the [...]
If you haven’t heard of the term software-as-a-service, or SAAS, I’m certain you have used a SAAS product either at work or home. Most businesses now employ SAAS applications for all types of business functions – from customer relationship management (heard of Salesforce.com?), to accounting (Quickbooks comes to mind), to graphic design (think Adobe). Even [...]