Key takeaways from a personal loan marketplace study Supermoney put out a detailed and well discussed state of the personal loan marketplace. Key take-aways from the study are as follows: The consumer lending market is a favorite source of credit for millions of consumers and it’s growing. Household expenses, debt consolidation, and medical expenses are [...]
For those old enough to remember this hilarious sit-com (yes, I’m in that crowd!), will remember how at odds Felix and Oscar were. Lack of trust, disapproval, disgusted with each other, and not wanting to be together best describes the relationship those two had. Well, that kind of sounds exactly how the retail sales associate [...]
When you look at chain retail stores, those with more than a few locations spread out over different geographies, that sell “big-ticket” goods – jewelry, furniture, etc. – they have something in common you don’t typically think of. Yes, they can have similarities in advertising and marketing, purchasing, sales floor operation, and even online presence. [...]
The 3 most important attributes on your credit report Achieving and then maintaining a high credit score is very elusive to many Americans. In fact, a large majority of Americans have less than 750 FICO score and nearly half have a score less than 700. So, why is it so hard to be in the [...]
If you haven’t heard of the term software-as-a-service, or SAAS, I’m certain you have used a SAAS product either at work or home. Most businesses now employ SAAS applications for all types of business functions – from customer relationship management (heard of Salesforce.com?), to accounting (Quickbooks comes to mind), to graphic design (think Adobe). Even [...]
Consumer credit makes the world go-round. Fair Issac Corporation founded this thing called FICO that we all have come to know and love (or hate!) It’s basically a score derived from variables off an individual’s credit report that measures their credit risk. A FICO score can range from 300 to 850, although someone with a [...]