The Next Generation of Consumer Financing


Lower Costs

Higher Approvals
Easier Process

The Next Generation of Consumer Financing


Lower Costs

Higher Approvals
Easier Process

Much more than an easy-to-use financing platform.

SweetPay is a consumer lending platform used at the point-of-need. It seamlessly connects merchants/practices and their customers to top-rated lenders for instant loan offerings. This is done using SweetPay’s innovative technology platform designed by its founders’ years of consumer lending success.


The Next Generation of Consumer Financing


Lower Costs
Higher Approvals
Easier Process

Much more than an easy-to-use financing platform.

SweetPay is a consumer lending platform used at the point-of-need. It seamlessly connects merchants/practices and their customers to top-rated lenders for instant loan offerings. This is done using SweetPay’s innovative technology platform designed by its founders’ years of Fintech success.

Multiple lenders integrated into a secure, streamlined application process.

  • Lenders have unique offers based on credit, and support most credit tiers.
  • Offers made instantly and, once accepted, loan completion is fast and all digital.
  • Direct-to-merchant funding available enabling immediate point-of-need transactions.

Multiple lenders integrated into a secure, streamlined application process.

  • Lenders have unique offers based on credit, and support most credit tiers.
  • Offers made instantly and, once accepted, loan completion is fast and all digital.
  • Direct-to-merchant funding available enabling immediate point-of-need transactions.

Our innovative programs have attracted industry leading lenders

TrueZero General Retail

Direct-to-Merchant Financing

  • Prequalify customers with just their contact information
  • True Zer0 – A POS financing game changer
  • Consumer driven process – little merchant involvement
  • Strong prime, near-prime, and sub-prime loan terms

Direct-to-Consumer Financing

  • Industry leading lenders tightly integrated into one platform
  • Most credit tiers covered for maximum approvals
  • Rates as low as 5.99% and loans up to $100,000
  • Funding to consumers as soon as the next business day
DTC APR Chart
SP Installments

Merchant Payment Plan

  • Fully automated payment plan process
  • Soft credit pull and bank account verification to limit exposure
  • Configurable payment terms to meet your needs
  • Complete servicing solution, including collections

Direct-to-Merchant Financing

TrueZero General Retail
  • Prequalify customers with just their contact information
  • True Zer0 – A POS financing game changer
  • Consumer driven process – little merchant involvement
  • Strong prime, near-prime, and sub-prime loan terms

Direct-to-Consumer Financing

DTC APR Chart
  • Industry leading lenders tightly integrated into one platform
  • Most credit tiers covered for maximum approvals
  • Rates as low as 5.99% and loans up to $100,000
  • Funding to consumers as soon as the next business day

 

Merchant Payment Plan

SP Installments
  • Fully automated payment plan process
  • Soft credit pull and bank account verification to limit exposure
  • Configurable payment terms to meet your needs
  • Complete servicing solution, including collections
  • AAC Testimonial
  • CF Testimonial
  • Impact Fitness Testimonial
  • Brian and Lindsey Testimonial
  • OxyHealth Testimonial
  • Coach Anthony Testimonial
  • AAC Testimonial
  • CF Testimonial
  • Brian and Lindsey Testimonial
  • Impact Fitness Testimonial
  • Coach Anthony Testimonial

Ready to Become a SweetPay Business Partner?


Our members consist of businesses of all shapes and sizes who understand the value of providing customers with a way to pay-over-time at the point of sale.

 

Ready to Become a SweetPay Business Partner?

Our members consist of businesses of all shapes and sizes who understand the value of providing customers with a way to pay-over-time at the point of sale.